terms of use.

Last updated 13 October 2026

These Terms govern your use of finyx.app (the “Website”), operated by Finyx Pte. Ltd. (UEN 201111142H) (“Finyx”, “we”, “us”). By using the Website, you agree to these Terms. If you do not agree, please do not use the Website.

1. About Finyx

Finyx is a financial technology platform. Payment and banking services are provided by regulated partners holding a Major Payment Institution licence from the Monetary Authority of Singapore. Financing is provided by Finyx’s funding partners and is subject to their approval. Finyx does not itself hold a payment services or lending licence. Services are offered under separate written agreements, which take priority over these Terms.

2. Information only, not an offer or advice

Content on the Website, including product descriptions, figures, case studies and the revenue estimator, is general information only. It is not an offer, solicitation, or financial, legal, tax or investment advice. Any estimates are illustrative, based on assumptions, and do not guarantee actual results. Please get independent professional advice before making decisions.

3. Using the Website

You agree not to:

• use the Website for any unlawful, fraudulent or harmful purpose;
• try to gain unauthorised access to the Website, its servers or related systems;
• introduce malware, or interfere with the Website’s operation or security;
• scrape, copy or harvest content or data by automated means without our written consent.

4. Intellectual property

The Website and its content, including text, graphics, logos and software, are owned by or licensed to Finyx and protected by intellectual property laws. Third-party names and logos belong to their owners and are used for identification only. Their use does not imply endorsement beyond any relationship we describe. You may view and print pages for your own internal, non-commercial reference. You may not otherwise reproduce, modify or distribute content without our written consent.

5. Third-party links

The Website may link to third-party websites. We do not control them and are not responsible for their content, policies or practices.

6. Disclaimer

The Website is provided “as is” and “as available”. To the fullest extent permitted by law, we make no warranties, express or implied, about its accuracy, completeness, availability or fitness for a particular purpose, and we do not guarantee it will be uninterrupted or free of errors or viruses.

7. Limitation of liability

To the fullest extent permitted by law, Finyx and its officers, employees and partners will not be liable for any indirect, incidental, special or consequential loss, or any loss of profit, revenue, data or goodwill, arising from your use of or reliance on the Website. Nothing in these Terms excludes liability that cannot be excluded under Singapore law.

8. Privacy

Our Privacy Policy explains how we handle personal data.

9. Changes

We may update these Terms at any time by posting a new version on this page. Continuing to use the Website means you accept the updated Terms.

10. Governing law

These Terms are governed by the laws of the Republic of Singapore. The courts of Singapore have exclusive jurisdiction over any dispute arising from them.

11. Contact