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finyx builds the financial layer for merchant platforms

Talk to usEstimate your revenue
Payments · Embedded financingScroll
01 · Payments
finyx payAccept payments inside your platform. Faster settlement.
02 · Working capital
embedded financingPre-approved capital, repaid from settlement.
03 · Your upside
S$660kAdditional revenue a year at S$22M GMV. Estimate yours →
04 · Customer story
KoomiHow an F&B operating system became a financial platform.
05 · Infrastructure
Adyen
Airwallex
StraitsX
GXS Bank
ANEXT Bank
Payments via MAS-licensed Major Payment Institutions.
06 · Start
the financial layer starts hereTalk to our team →
2,000+Merchants on the network
S$2.5B+GMV processed

Your platform already owns the merchant. Finyx lets you keep the financial revenue — without becoming a financial operator.

Products

two products. one integration.

Plug in once. Switch on payments, financing, or both — Finyx handles the partners behind them.

01 · Finyx Pay

every way your merchants get paid.

Cards, digital wallets and local e-wallets, online and at the counter — through a single integration and one settlement view.

Cards
Visa
Mastercard
Amex
JCB
UnionPay
Diners
Digital wallets
Apple Pay
Google Pay
Samsung Pay
Local & regional e-wallets
PayNow
GrabPay
ShopeePay
Alipay+
WeChat Pay
CheckoutOrder #4821
2× Flat white · CroissantS$18.40
CardVISA
Apple Pay · Google Pay›
PayNow · GrabPay · ShopeePay›
Pay S$18.40
Hosted checkout · payment links · in-app
02 · Embedded Financing

capital, offered where merchants already work.

One integration connects your platform to banks and non-bank lenders. Offers are priced on live trading data and repaid from settlement.

Working capitalloans on demandPre-approved limits merchants draw when they need — for stock, rent or a new outlet. Repaid automatically as a share of daily sales.
Accounts payablesupplier invoices, paid upfrontThe lender pays the supplier today; the merchant repays on flexible terms from future revenue.
Financing partners
GXS BankDigital bank
ANEXT BankDigital bank
CapataNon-bank FI
Choco UpNon-bank FI

one integration. every financial product.

01

Connect

Integrate Finyx into your platform.

02

Activate

Switch on Finyx Pay and Embedded Financing.

03

Offer

Merchants access finance inside your journey.

04

Manage

Finyx runs settlement, repayment and reconciliation.

05

Scale

New revenue — without becoming a financial operator.

KoomiCustomer story
“Our merchants used to leave the moment they needed a payments provider or a lender — and every time they did, we lost a little more of the relationship. Now payments and capital live inside Koomi. They don’t leave anymore. They grow with us.”
Andrew Tay · Co-Founder, Koomi
1,200+F&B merchant outlets
S$1.2BGMV processed
66×Growth in payment volume
S$10M+Embedded finance loan book, and growing
Trusted by Singapore’s most-loved F&B brands
Powered by our infrastructure partners
AdyenAirwallexStraitsXGXS BankANEXT Bank
Revenue estimator

what is your platform leaving on the table?

Move the dials to match your business. Every number updates live.

Annual merchant GMVS$22M
S$1MS$500M
Merchants on Finyx Pay
Share of GMV financed

Illustrative only. Actual economics depend on volume, utilisation, pricing and commercial model.

Additional revenue · per yearS$660k≈ S$55k every month, from merchants you already serve.
PaymentsS$550k
Embedded financingS$110k
3-year rampS$1.5M cumulative
S$297k
Year 1
S$495k
Year 2
S$660k
Year 3
get a revenue model built on your real numbers.We’ll send a tailored model for S$22M GMV within two business days.

give your merchants one less reason to leave.

Talk to usEstimate your revenue
Finyx
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